91-1190 Waiemi Street Ewa Beach, HI 96706
Price $1,010,000 | 1-0 Temporary Buydown Loan
OBTAIN A VA TEMPORARY BUYDOWN QUOTE - NO APPLICATION NEEDED!
Don't Miss Out! Get a real-time quote from Mortgage Jake with today's interest rates - the offer disappears soon!
MLS #: 202224338
Status: Active
Price: $1,010,000 (Price dropped from $1,045,000 on 02-09-23 & from 1,020,00 on 02-25-23)
Sellers Credit: $10,000
Date Listed: 11-16-2022
Type: Single Family
Bedrooms: 3
Bathrooms: 2
Living (sf): 1,688
Land Area (sf): 3,850
Parking Spaces: 3
Land Tenure: Fee Simple
Region: Ewa Plain
Neighborhood: Hoakalei-Ka Makana
Parcel #: 1-9-1-157-061-0000
Link: Tax Info/Plat Map/Parcel Map/Sketch
Year Built: 2012
Monthly Tax: $250 Year: 2022
Condition: Excellent
Remarks: This Hoakalei at Ka Makana 20 series home has an open floor plan with downstairs "bonus" room that is currently used as a formal dining room. Kitchen is upgraded with granite countertops, backsplash and new stainless appliances within the year. Energy efficiency with 26 leased photovoltaic panels at $150/mos. Main level has beautiful wood flooring and staircase/2nd level has soft new carpet and underlay. Upstairs hallway has an amazing conversion from former desk area to walk-in closet! This is a MUST SEE feature of the home! Seller to offer $10,000 credit to Buyer to be applied toward closing costs, buy down interest rate, etc. VA assumption is an option if Buyer qualifies.
Inclusions: AC Central, Auto Garage Door Opener, Blinds, Cable TV, Ceiling Fan, Convection Oven, Dishwasher, Disposal, Dryer, Lawn Sprinkler, Microwave Hood, Photovoltaic – Leased, Range/Oven, Refrigerator, Smoke Detector, Solar Heater, Washer, Water Heater
Amenities: Landscaped, Patio/Deck, Storage, Wall/Fence
Utilities: Cable, Internet, Public Water, Sewer Fee, Telephone, Underground Electricity Construction: Concrete, Double Wall, Masonry/Stucco, Slab, Steel Frame Lot Features: Clear Floor: Ceramic Tile, Hardwood, W/W Carpet Disclosures: Photovoltaic, Property Disclosure Stmt Land Recorded: Land Court Furnished: None
Possession: At Closing
Terms: Cash, Conventional, USDA Financing, VA Sale Conditions: None
Temporary Buydown Loans: Available on VA, Conventional, FHA, Jumbo, & other Non-QM loans. It must be a primary/second home. The sellers credit must cover the buydown loan fee. Learn more here.
VA Loan: Zero down payment and by far the cheapest loan available.
Conventional Loan: Loan amount cannot exceed $1,089,300. Obtain a $1,089,300 first mortgage and a second mortgage for any down payment gap.
FHA Loan: Loan amount cannot exceed $747,500
Jumbo Loan: Minimum 10.1% down payment to get a temporary buydown.
*USDA Loan: Zero down payment. Meets location requirements, but schedule apt to see if income limits are met.
*Mortgage Credit Certificate: Exceeds purchase price limit.
*City & County of Honolulu Down Payment Program: Exceeds purchase price limit.
*Only for first-time homeowners, which is defined as anyone who hasn't owned a home in the last 3 years. Program restrictions apply and they can change at anytime. This is not an offer of credit or commitment to lend.
Tax Assessed Land Value: $571,400
Tax Assessed Building Value: $386,900
Total Tax Assessed Value: $958,300
Pool: Community Association Pool
Parking: 2 Car, Garage, Street
Topography: Level
Building Style: Detach Single Family
New Construction: No
Maint. Fee: $0
Assoc. Fee: $230
Other Fee: $0
Total Fees: $230
Real Property Tax Exemption: $100,000
Security: Key, Security Patrol
Stories: Two CPR: No
Zoning: 05 - R-5 Residential District
Flood Zone: Zone D Check if in a flood zone
Tsunami Zone: Check if in a tsunami zone
Roofing: Composition
Set-Backs: C and C Roads: Paved Rd
Easements: None
School District Locator: Check DOE
Links: Supermarkets, Schools, Private Schools, Hospitals, Restaurants, Gyms, Shopping, Attractions, Beaches, Churches
Commute: Waikiki, Downtown, Ala Moana, Airport, Kapolei, Hawaii Kai, Kailua Town, Windward Mall, Waikele, North Shore, Barbers Point, Camp Smith, Fort Shafter, Hickam, K-Bay Marine, Pearl Harbor, Schofield, Tripler, Wheeler
Listing Courtesy: Century 21 Island Homes
Sex Offender Information: View sex offender map
Crime Map Information: View crime map
What is the Cost of Waiting?
Don't miss out on Oahu's real estate growth. Over the past 38 years homes have appreciated on average 5.24% annually, condos 4.68%. Don't let time cost you a potential increase in value within the next few years. Be informed with the help of market insights and keep in mind, appreciation is never guaranteed.
Estimated Future Price
If history continues
$1,062,924
In 1 year, at 5.24%
$1,115,848
In 2 years, at 10.48%
Temporary
Buydown Loan
CALCULATOR
Save with a seller-sponsored buydown. The amount saved will be the upfront cost of the buydown, so try to match the savings with the seller's credit above. Note: This is adjustable by the user and it may not represent the exact fee applicable in an actual loan scenario.
Buydown Type
Loan Amount
Term (Years)
Interest Rate
{{type}} Buydown Example
{{year}} Year Fixed Rate: {{rate}}
Loan Amount: {{loan}}
Year | Interest Rate | Mo. Payment* | Mo. Savings | Annual Savings |
---|---|---|---|---|
1 | rate | pay | save | save |
2 | rate | pay | save | save |
3 | rate | pay | save | save |
4-30 | rate | pay | save | save |
{{save}} Savings in 3 Years
Results are hypothetical and may not be accurate. This is not a commitment to lend nor a pre-approval. *Payments does not include escrow, which will result in a higher payment. Buydown costs paid by the seller may still be deductible as points/pre-paid interest by the borrower, but always check with your tax professional for applicability in your scenario.
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ⓒ 2022 Hawaii Mortgage Experts, LLC. 91-1121 Keaunui Drive Suite 200 Ewa Beach, HI 96706. NMLS ID 1474949. 808-983-1075. Jacob Ordenstein NMLS ID 351586. For licensing information to go https://nmlsconsumeraccess.org. This is not an offer of credit or commitment to lend. Program restrictions apply. We are not a government agency.
ⓒ 2022 Hawaii Mortgage Experts, LLC. 91-1121 Keaunui Drive Suite 200 Ewa Beach, HI 96706. NMLS ID 1474949. 808-983-1075. Jacob Ordenstein NMLS ID 351586. For licensing information to go https://nmlsconsumeraccess.org. This is not an offer of credit or commitment to lend. Program restrictions apply. We are not a government agency.