Temporary
Buydown Loan
CALCULATOR
Note: The listed savings amount represents the buydown charge. This is adjustable by the user and it may not represent the exact fee applicable in an actual loan scenario.
Buydown Type
Loan Amount
Term (Years)
Interest Rate
{{type}} Buydown Example
{{year}} Year Fixed Rate: {{rate}}
Loan Amount: {{loan}}
Year | Interest Rate | Mo. Payment* | Mo. Savings | Annual Savings |
---|---|---|---|---|
1 | rate | pay | save | save |
2 | rate | pay | save | save |
3 | rate | pay | save | save |
4-30 | rate | pay | save | save |
{{save}} Savings in 3 Years
Results are hypothetical and may not be accurate. This is not a commitment to lend nor a pre-approval. *Payments does not include escrow, which will result in a higher payment. Buydown costs paid by the seller may still be deductible as points/pre-paid interest by the borrower, but always check with your tax professional for applicability in your scenario.
© 2025 Copyrights by Hawaii Mortgage Experts, LLC. | Licensed in Hawaii | 91-1121 Keaunui Drive Suite 200 Ewa Beach, HI 96706 | NMLS ID 1474949 | 808-983-1075 | Jacob Ordenstein NMLS ID 351586 | All rights reserved.