91-1024 Kai Wana Street Ewa Beach, HI 96706
Price $1,545,000 | 2-1 Temporary Buydown Loan
OBTAIN A VA TEMPORARY BUYDOWN QUOTE - NO APPLICATION NEEDED!
Don't Miss Out! Get a real-time quote from Mortgage Jake with today's interest rates - the offer disappears soon!
MLS #: 202221069
Status: Active
Price: $1,545,000 (Price dropped from $1,575,000 on 1-20-23)
Sellers Credit: Seller is willing to pay for a 2-1
Date Listed: 10-07-2022
Type: Single Family
Bedrooms: 4
Bathrooms: 2
Living (sf): 2,811
Land Area (sf): 5,497
Parking Spaces: 3
Land Tenure: Fee Simple
Region: Ewa Plain
Neighborhood: Ocean Pointe
Parcel #: 1-9-1-131-070-0000
Link: Tax Info/Plat Map/Parcel Map/Sketch
Year Built: 2005
Monthly Tax: $232 Year: 2022
Condition: Above Average
Remarks: **2-1 BUYDOWN CREDIT TO BUYER** Welcome home to this gorgeous home in Ocean Pointe! With over 2800 sq ft of living space, Grand Staircase Entrance, and a 3-car garage-- this home will not disappoint! 34 OWNED PV Panels to keep your electric bill LOW with your brand new central AC system just installed into the home! As you go through the home, you will find many upgrades from the flooring to the stone wall in the living room! There are not only two spacious living areas but also two dining areas with a formal dining room and breakfast nook. You also have an office/den space downstairs that has barn style doors for privacy. Upgraded appliances, double oven, and plenty of counter space make this kitchen perfect for those who love to cook and entertain! Upstairs, you will find all 4 bedrooms and 2 full bathrooms. The Main Bedroom/Bathroom is not only spacious but has 2 Closets, 2 separate sinks plus a separate tub from the shower to relax! The backyard is one for entertaining & pets! You can soak in your jacuzzi hot tub or make an outdoor movie theater like the current owners did for movie nights! Need extra storage? The storage racks in garage will help with your storage needs!
Inclusions: AC Central, Auto Garage Door Opener, Blinds, Ceiling Fan, Dishwasher, Disposal, Dryer, Lawn Sprinkler, Microwave Hood, Photovoltaic - Owned, Range Hood, Range/Oven, Refrigerator, Security System, Smoke Detector, Washer, Water Heater
Amenities: Patio/Deck, Storage, Wall/Fence
Utilities: Cable, Internet, Sewer Fee, Telephone, Underground Electricity, Water Construction: Above Ground, Double Wall, Masonry/Stucco Lot Features: Clear Floor: Ceramic Tile Disclosures: Property Disclosure Stmt Land Recorded: Land Court Furnished: None
Possession: 45 Days or Less, 45 Days or More
Terms: Cash, Conventional, VA Sale Conditions: None
Temporary Buydown Loans: Available on VA, Conventional, FHA, Jumbo, & other Non-QM loans. It must be a primary/second home. The sellers credit must cover the buydown loan fee. Learn more here.
VA Loan: Zero down payment and by far the cheapest loan available.
Conventional Loan: Loan amount cannot exceed $1,089,300. Obtain a $1,089,300 first mortgage and a second mortgage for any down payment gap.
FHA Loan: Loan amount cannot exceed $747,500
Jumbo Loan: Minimum 10.1% down payment to get a temporary buydown.
*USDA Loan: Zero down payment. Meets location requirements, but schedule apt to see if income limits are met.
*Mortgage Credit Certificate: Exceeds purchase price limit.
*City & County of Honolulu Down Payment Program: Exceeds purchase price limit.
*Only for first-time homeowners, which is defined as anyone who hasn't owned a home in the last 3 years. Program restrictions apply and they can change at anytime. This is not an offer of credit or commitment to lend.
Tax Assessed Land Value: $628,400
Tax Assessed Building Value: $540,800
Total Tax Assessed Value: $1,169,200
Pool: Spa/HotTub
Parking: 3 Car+, Garage, Street
Topography: Level
Building Style: Detach Single Family
New Construction: No
Maint. Fee: $0
Assoc. Fee: $109
Other Fee: $0
Total Fees: $109
Real Property Tax Exemption: $100,000
Stories: Two CPR: No
Zoning: 11 - A-1 Low Density Apartment
Flood Zone: Zone D Check if in a flood zone
Tsunami Zone: Check if in a tsunami zone
Roofing: Asphalt Shingle
Set-Backs: Of Record Roads: Paved Rd
Easements: None
School District Locator: Check DOE
Links: Supermarkets, Schools, Private Schools, Hospitals, Restaurants, Gyms, Shopping, Attractions, Beaches, Churches
Commute: Waikiki, Downtown, Ala Moana, Airport, Kapolei, Hawaii Kai, Kailua Town, Windward Mall, Waikele, North Shore, Barbers Point, Camp Smith, Fort Shafter, Hickam, K-Bay Marine, Pearl Harbor, Schofield, Tripler, Wheeler
Listing Courtesy: Coldwell Banker Realty
Sex Offender Information: View sex offender map
Crime Map Information: View crime map
What is the Cost of Waiting?
Don't miss out on Oahu's real estate growth. Over the past 38 years homes have appreciated on average 5.24% annually, condos 4.68%. Don't let time cost you a potential increase in value within the next few years. Be informed with the help of market insights and keep in mind, appreciation is never guaranteed.
Estimated Future Price
If history continues
$1,625,958
In 1 year, at 5.24%
$1,706,916
In 2 years, at 10.48%
Temporary
Buydown Loan
CALCULATOR
Save with a seller-sponsored buydown. The amount saved will be the upfront cost of the buydown, so try to match the savings with the seller's credit above. Note: This is adjustable by the user and it may not represent the exact fee applicable in an actual loan scenario.
Buydown Type
Loan Amount
Term (Years)
Interest Rate
{{type}} Buydown Example
{{year}} Year Fixed Rate: {{rate}}
Loan Amount: {{loan}}
| Year | Interest Rate | Mo. Payment* | Mo. Savings | Annual Savings |
|---|---|---|---|---|
| 1 | rate | pay | save | save |
| 2 | rate | pay | save | save |
| 3 | rate | pay | save | save |
| 4-30 | rate | pay | save | save |
{{save}} Savings in 3 Years
Results are hypothetical and may not be accurate. This is not a commitment to lend nor a pre-approval. *Payments does not include escrow, which will result in a higher payment. Buydown costs paid by the seller may still be deductible as points/pre-paid interest by the borrower, but always check with your tax professional for applicability in your scenario.
Schedule a Viewing
ⓒ 2022 Hawaii Mortgage Experts, LLC. 91-1121 Keaunui Drive Suite 200 Ewa Beach, HI 96706. NMLS ID 1474949. 808-983-1075. Jacob Ordenstein NMLS ID 351586. For licensing information to go https://nmlsconsumeraccess.org. This is not an offer of credit or commitment to lend. Program restrictions apply. We are not a government agency.
ⓒ 2022 Hawaii Mortgage Experts, LLC. 91-1121 Keaunui Drive Suite 200 Ewa Beach, HI 96706. NMLS ID 1474949. 808-983-1075. Jacob Ordenstein NMLS ID 351586. For licensing information to go https://nmlsconsumeraccess.org. This is not an offer of credit or commitment to lend. Program restrictions apply. We are not a government agency.